Current Possessor Pays All
This trap appears as a wrong-answer choice in 1 active question. Spotting how it is built is the repair: read each example's “why it's attractive” before the “why it's wrong.”
Subject distribution
- Real Property1
Example wrong choices
20312_loaves_fishes_retreat · REAL_PROPERTY · Choice AMartha must pay the principal, and Stephen must pay the interest.
Why it's attractive
The student sees a clean split and likes that each party pays one component. The breaker is that the split is reversed under the Gold Key.
Why it's wrong
The choice reverses the anchor allocation by putting principal on the life tenant and interest on the remainderman.
Spot it next time
Apply Gold Key: life tenant interest; remainderman principal.
20312_loaves_fishes_retreat · REAL_PROPERTY · Choice BStephen must pay both principal and interest.
Why it's attractive
The student focuses on Stephen ultimately owning the parcel and gives him the whole mortgage burden. The breaker is that future ownership maps to principal, not interest.
Why it's wrong
The choice over-extends the remainderman's principal burden to interest.
Spot it next time
Assign only principal to the future-equity holder.
20312_loaves_fishes_retreat · REAL_PROPERTY · Choice DMartha must pay both principal and interest.
Why it's attractive
The student focuses on Martha’s possession and the parcel’s rental value, then makes her pay everything. The breaker is that current possession maps to interest, not principal.
Why it's wrong
The choice over-extends the life tenant's interest burden to principal.
Spot it next time
Use rental value only for the life tenant’s interest burden.
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