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Expectancy As Collateral

This trap appears as a wrong-answer choice in 1 active question. Spotting how it is built is the repair: read each example's “why it's attractive” before the “why it's wrong.”

Subject distribution

  • Real Property1

Example wrong choices

  • 18541_lakeside_cabin_surviving_nieces · REAL_PROPERTY · Choice AEsther holds the lot as a tenant in common with Cedar Gate Credit Union.

    Why it's attractive

    It answers as if Ruth had a joint-tenancy interest that a mortgage could sever.

    Why it's wrong

    It answers as if Ruth had a joint-tenancy interest that a mortgage could sever.

  • 18541_lakeside_cabin_surviving_nieces · REAL_PROPERTY · Choice CEsther is the sole owner of the lot, subject to Cedar Gate Credit Union's lien for Ruth's unpaid loan.

    Why it's attractive

    It correctly says Esther is sole owner but keeps a lien alive through a person who never owned the lot.

    Why it's wrong

    It correctly says Esther is sole owner but keeps a lien alive through a person who never owned the lot.

  • 18541_lakeside_cabin_surviving_nieces · REAL_PROPERTY · Choice DEsther holds the lot as a joint tenant with Cedar Gate Credit Union.

    Why it's attractive

    It turns the lender into a joint tenant even though the will creates joint tenancy only among surviving nieces.

    Why it's wrong

    It turns the lender into a joint tenant even though the will creates joint tenancy only among surviving nieces.

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