Fee Prohibition Myth
This trap appears as a wrong-answer choice in 1 active question. Spotting how it is built is the repair: read each example's “why it's attractive” before the “why it's wrong.”
Subject distribution
- Real Property1
Example wrong choices
15051_tent-village-mortgage · REAL_PROPERTY · Choice ANo, because the bank employee may not charge a fee for preparing the documents.
Why it's attractive
The stem says the employee charged a fee. No rule prohibits a lender from charging a reasonable fee for document preparation in the regular course of business. This choice flatly misstates the law.
Why it's wrong
The stem says the employee charged a fee. No rule prohibits a lender from charging a reasonable fee for document preparation in the regular course of business. This choice flatly misstates the law.
15051_tent-village-mortgage · REAL_PROPERTY · Choice CYes, because the couple waived their right to have their attorney present.
Why it's attractive
This choice says 'Yes' for the wrong reason. There is no 'right to have an attorney present' during mortgage document preparation. You can't waive a right that doesn't exist. The correct reason is that the employee isn't practicing law.
Why it's wrong
This choice says 'Yes' for the wrong reason. There is no 'right to have an attorney present' during mortgage document preparation. You can't waive a right that doesn't exist. The correct reason is that the employee isn't practicing law.
15051_tent-village-mortgage · REAL_PROPERTY · Choice DNo, because the couple's attorney must be present.
Why it's attractive
No rule requires an attorney to be present for standard mortgage document preparation. The couple may choose to bring one, but it's not mandatory.
Why it's wrong
No rule requires an attorney to be present for standard mortgage document preparation. The couple may choose to bring one, but it's not mandatory.
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