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MisconceptionObserved in bank

Installment Contract Exclusivity

This trap appears as a wrong-answer choice in 1 active question. Spotting how it is built is the repair: read each example's “why it's attractive” before the “why it's wrong.”

Subject distribution

  • Real Property1

Example wrong choices

  • 14958_lakeside_cottage_note · REAL_PROPERTY · Choice BNaomi's loan, because the bank knew that Naomi had an equitable vendor's lien.

    Why it's attractive

    The choice treats knowledge of Naomi's unpaid note as stronger than the bank's actual mortgage.

    Why it's wrong

    The choice treats knowledge of Naomi's unpaid note as stronger than the bank's actual mortgage.

  • 14958_lakeside_cottage_note · REAL_PROPERTY · Choice CThe bank's loan, because Naomi could finance part of the purchase price only by using an installment land contract.

    Why it's attractive

    The word only overclaims the available methods of seller financing.

    Why it's wrong

    The word only overclaims the available methods of seller financing.

  • 14958_lakeside_cottage_note · REAL_PROPERTY · Choice DNaomi's loan, because a promissory note to a seller has priority over a bank loan for residential property.

    Why it's attractive

    The stem says note, not mortgage, and the choice invents automatic priority from residential property.

    Why it's wrong

    The stem says note, not mortgage, and the choice invents automatic priority from residential property.

Practice the questions that use this trap as a distractor and get full Wrong Answer Forensics on submit.

Practice questions using this trap →
Installment Contract Exclusivity — Trap Taxonomy | BarMatrix